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Income Tax Calculator (New vs Old Regime)

Enter your yearly income and deductions to compare tax under both regimes and see which is better for you.

  • Free
  • No signup
  • Private: runs in your browser
  • Works on mobile
Results are estimates for information only and are not financial, tax or legal advice. Rates and rules change, so confirm with the official source or a qualified professional.

Income Tax Calculator (New vs Old Regime) tool

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Example

With the default values shown in the tool, the results look like this:

Tax: new regime
₹97,500
Tax: old regime
₹2,10,600
Better for you
New regime (saves ₹1,13,100)
Taxable income (new)
₹14,25,000
Taxable income (old)
₹13,00,000

How to use Income Tax Calculator (New vs Old Regime)

  1. Enter your values in the fields above.
  2. The result updates instantly as you type or change an option.
  3. Copy the result or note it down. Nothing is saved on our servers.

Why use DocConvertPRO?

  • Free to use with no signup or watermark.
  • Everything runs in your browser. Your input is not uploaded.
  • Works on phones, tablets and computers.
  • Made for Indian users: rupees, lakh/crore formats and local use cases.

About this tool

New regime slabs: up to ₹4 lakh nil, 4-8 lakh 5%, 8-12 lakh 10%, 12-16 lakh 15%, 16-20 lakh 20%, 20-24 lakh 25%, above 24 lakh 30%, with a ₹75,000 standard deduction and rebate up to ₹60,000 for taxable income up to ₹12 lakh.

Old regime: slabs of 0/5/20/30% with ₹50,000 standard deduction, deductions such as 80C and 80D, and a ₹12,500 rebate up to ₹5 lakh. Cess is 4% in both.

Tax rules change with each Budget. Verify the figures with the Income Tax Department before filing.

Frequently asked questions

Which regime is better?

If your deductions (80C, HRA, home loan interest and so on) are high, the old regime may win. Otherwise the new regime is often better. The tool compares both.

Is surcharge included?

Yes, surcharge is included without marginal relief, so very high incomes may differ slightly.

Is this tax advice?

No. It is an estimate. Consult a tax professional for your situation.

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