FD Calculator
Work out the maturity value of a fixed deposit. Most Indian banks compound FD interest quarterly, which is the default here.
- Free
- No signup
- Private: runs in your browser
- Works on mobile
Results are estimates for information only and are not financial, tax or legal advice. Rates and rules change, so confirm with the official source or a qualified professional.
FD Calculator tool
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Example
With the default values shown in the tool, the results look like this:
- Maturity amount
- ₹7,07,389
- Principal
- ₹5,00,000
- Interest earned
- ₹2,07,389
How to use FD Calculator
- Enter your values in the fields above.
- The result updates instantly as you type or change an option.
- Copy the result or note it down. Nothing is saved on our servers.
Why use DocConvertPRO?
- Free to use with no signup or watermark.
- Everything runs in your browser. Your input is not uploaded.
- Works on phones, tablets and computers.
- Made for Indian users: rupees, lakh/crore formats and local use cases.
About this tool
Maturity = P × (1 + r ÷ (100 × n))^(n × t), where n is the number of compounding periods per year.
Interest from FDs is taxable as per your slab and TDS may apply.
Frequently asked questions
How often is FD interest compounded?
Quarterly for most banks, though some offer monthly payout or cumulative options.
Is FD interest taxable?
Yes, it is added to your income. Banks deduct TDS above specified limits.
Do senior citizens get higher rates?
Most banks offer an extra rate for senior citizens. Enter the rate offered to you.