RD Calculator
Save a fixed amount every month and see what your recurring deposit will be worth at maturity.
- Free
- No signup
- Private: runs in your browser
- Works on mobile
Results are estimates for information only and are not financial, tax or legal advice. Rates and rules change, so confirm with the official source or a qualified professional.
RD Calculator tool
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Example
With the default values shown in the tool, the results look like this:
- Maturity amount
- ₹1,99,122
- Total deposited
- ₹1,80,000
- Interest earned
- ₹19,122
How to use RD Calculator
- Enter your values in the fields above.
- The result updates instantly as you type or change an option.
- Copy the result or note it down. Nothing is saved on our servers.
Why use DocConvertPRO?
- Free to use with no signup or watermark.
- Everything runs in your browser. Your input is not uploaded.
- Works on phones, tablets and computers.
- Made for Indian users: rupees, lakh/crore formats and local use cases.
About this tool
Each monthly deposit earns interest compounded quarterly for the remaining months. The sum of these amounts is the maturity value.
Frequently asked questions
Can I miss an RD instalment?
Banks charge a penalty for missed instalments and may close the account after repeated defaults.
Is RD interest taxable?
Yes, interest is taxable as per your slab.
What is the difference between RD and SIP?
RD gives a fixed, assured rate; a SIP invests in market-linked funds with variable returns.